Life Insurance help........?

Life Insurance help........?

Hi I'm currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can someone give me a few pointers? What kind of questions should I be asking when talking to an insurance agent? Also, I hear there's Term Life and Whole Life insurance. What are the difference between the two and which one is better? I'm actually looking for a policy that's around the 100K to 75K range, so what is the average rate? Which company are reputable and which company should I avoid? Any info, source, site, links, feedback are greatly appreciated. Thanks.

 

BEST ANSWER: Try this site where you can compare quotes:financeandcreditsolution.xyz

 

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reason for question a certain very good online company that gets you lots of quotes showed( for the same details given) a difference of 1200 in the quotes. that was from approx 300 to approx 1500. how can this be justified. i know that the excess amounts are different It was a quote for my father and his car not me.

 

 

Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?

I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.

 

 

Car Insurance for Teen?

I'm 16 years old and before my dad buys me a car, I have to have enough money in the bank for car insurance. (I've gotta pay for it.) I think I qualify for a discount since I'm, like, an A- student. Let's say... I get a 1999 Honda. Any quotes?

 

 

Getting insurance before diagnosis?

If you think you have breast cancer and you get insurance before you ever get tested can the insurance company drop you if you are found to have cancer shortly after getting the insurance?

 

 

If you know about car insurance (10 points will be awarded )?

Hey, my older brother has a Honda HR-V 1.6 VTEC engine which is UK insurance group 9 and tax bracket F, I am looking at a Suzuki Swift Sport 1.6 engine, insurance group 9 and tax bracket E... my insurance is with my dads business who say i can have up to a 1.6, I learnt to drive in my brothers car but the insurance company are looking into whether or not i can have a Suzuki Swift Sport, it has no turbocharger, so what is the big deal 10 Points for best answer

 

 

Car insurance for a 21 year old?

I'd like to know (roughly) how much it would cost to insure a 2001 NISSAN MICRA 1.0 SE 3dr Auto Hatchback for a year? I'm 21 female Have a brand new license (never had a car nor been insured ever before) How much would it cost if i wanted a temp licence for a month? I know all companies are different so just a rough quote please from anyone who knows abt car insurance, thanks.

 

 

Does getting a parking citation raise your insurance rates?

I just got a ticket for parking near a fire hydrant and I wanna know if my insurance will be higher, i can't find any answers on my insurance website. And, does anyone know exactly what constitutes a no-parking zone, cause i have to pay 40 more for that too and the spot wasn't marked. Gahh i don't want my parents to know unless they absolutely have to!!!

 

 

Does my insurance background disappear when i cancel my insurance premium?

What i mean is you know how some insurance companies give you a little discount if you havent gotten into an accident or received any tickets or any sort for a year? Well say After one year you cancel your insurance for about 7 months, and then you want to get re-insured, would that discount still be available? Or canceling the insurance would mean your background is gone? I plan on leaving for basic training for the Army and ill be gone for 7 months. Ive been driving since i was 17 and almost have a year in clean record and wouldnt mind the good drivers discount?

 

 

About how much would the minimum amount insurance cost a typical rider to drive a motorcycle?

About how much would the minimum amount insurance cost a typical rider to drive a motorcycle?

 

 

Car accident? insurance???

Long story short, I was in an at fault car accident (only because I crossed the double-yellow line) but thats beside the point. It came off as my fault. Now the other driver was driving a 2003 audi they're saying his car is totalled. So he's probably going to be getting a pretty hefty check. For my car insurance, I only have liability so its 1,300 a year. That's $108.33 a month. How much do you think it will go up after the settlement is given? I heard that it will go up so much percent for like 3 years??? I am 19 years old , and will be driving for almost a year at the end of October.

 

 

Will insurance companies charge Yahoo Answers users more than others due to cheating on the written test?

Before getting a license (or permit), a potential driver is supposed to study a booklet of information about how to drive safety, traffic laws, etc., and pass a test. Many potential drivers post the questions from the test in the safety category on Yahoo! Answers and get the answers that way, instead of actually studying all the information that they are supposed to study. Will insurance companies decide that insuring Yahoo! Answers users (many of whom cheat in this way) is riskier than issuing individuals who do not have Yahoo accounts (and cannot use Yahoo! Answers to cheat on the test), and charge higher rates to Yahoo! Answers users than to individuals who do not have Yahoo accounts? How much different will the rates be?

 

 

Insurances?

what is a good insurances for pregnant woman i live in Idaho. thanks

 

 

Is medical payments coverage needed in auto insurance?

How important is medical payments coverage auto insurance coverage. I currently have at as $10,000 coverage. Is this over kill? I have health insurance (HSA) that has a $5000 deductible per year, after that it's covered 100%. thx

 

 

Any idea of how much a hatchback gate replacement would cost for a 2010 Lexus RX 350?

My mother slammed the open hatchback of her brand new RX350 into our garage this weekend. It appears that the actual body is bent and will therefore have to be replaced. As she doesn't have full-coverage auto insurance, any in the know have an idea or estimate of how much it will cost to replace? Thanks!

 

 

Will a seatbelt violation afect my insurance rate in california?

Will a seatbelt violation afect my insurance rate in california?

 

 

Do men drive better then women or women better then men or even steven?

Do men drive better then women or women better then men or even steven?

 

 

How much would insurance be for a BMW 3 series from 2001 with 150k miles?

My dad said he'd buy me a BMW if the insurance isn't considerably higher than my brothers, who drives a 2004 VW Golf. I'm a 16 year old male and will probably be driving within a year but I want to know whether the insurance would be considerably higher than a golf. We live in Dallas TX Thank You

 

 

Are we still to be free enough to decide we don't want health insurance?

http://abcnews.go.com/Politics/wireStory?id=4235304 Scary, no? And it was, believe it or not, worse to watch the absolute calmness in which she declared willingness to decide this type of thing for us. If I don't want health insurance, or if I have enough $$$ to pay cash up front for all my bills, I don't want someone telling me I have to spend my money on their program. It's bad enough they spend my tax money stupidly, now this? What say you all?

 

 

If I had my DUI expunged, will it still affect my insurance rates in California?

In the spring of 2009 I was convicted of a DUI. I plead guilty, served my time and I was able to get it expunged through the court system. So now if you look at my record on the superior court website it shows dismissed rather than guilty. I was wondering if my actual DMV driving record still shows it as a guilty plea and my insurance rates will remain high?

 

 

I need to health insurance but i got laid off work...?

I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too expensive. What are some low cost health insurances that are good? Since i'm low on cash i dont wanna throw money into a bad insurance company. Are there any programs in California that can assist me? At least until i can find a job.

 

 

Cop Didn't ask for proof of insurance or registration.?

So i got pulled over for going 28 over the speed limit haha..... It was on a highway and the speed limit was 55 i was going 83 ..... Im from florida and my car and license are all registered in florida but im in georgia right now living with a friend trying to attend college (except i cant find a job cause the worlds slowly dieing lol) But anyways so i get pulled over by this state patrol narcotics douche bag who mind you has no teeth to begin with and in my mind either his mom beat his teeth out of his head or hes a recovering crack head who had lost all of his teeth over the years. Either way he pulls me over and says You were going 83 on a 55 , may i see your license I give him my license he goes back in the car and yeh i was thinking he didnt ask for my proof of insurance or registraion. I would think that he would considering im from out of state. **** Im gonna rant on how this narcotics officer frisked me my question will be at the bottom lol***** So yeh he comes back to the car after running my license and tells me to get out of the car..... I was at this point like .... Ok? So i get out go to the back and he says I asked you to get out cause i see your eyes are red I told him ummm it could be the fact that im allergic to dust and pollen and im driving with the windows down, i rub my eyes cause they itch thusly they get irritated. So i said either its that or the fact that i just got no sleep from the night before and drove my friend up to north carolina. And he then proceeded to ask if he could search my car. Im a month from being 20 and never got pulled over before and ofcourse i said yeh w.e. I smoke cigarettes and when he went to go search my car he comes out freaking out. IS THERE ANY DRUGS IN THE CAR OR ALCOHOL i was like no.... and hes like WELL IF I FIND ONE SEED OF MARIJUANA YOUR GETTING LOCKED UP AND CHARGED 1,100$ ... i was like ok go ahead i dont have anything so thusly he didnt find anything cause i didnt have anything . He finds a vitamin water bottle that wasnt even mine it was my friends girlfriends and he smelt it and said there was alcohol in it...... i was tempted to call him a lunatic and a retard but didnt and just said uhh no thats just vitamin water, so he threw it out and then i went on my marry way with a court date and a crazy speed limit infraction lol. ******* heres the question **** Is it mandatory for a cop to ask for proof of insurance and registration or does it even matter? Thanks for reading if you read the whole thing lol Sean

 

 

Car insurance help needed?

I'm 16 and a male and I need to find out how much insurance would cost on a 2000 Monte Carlo SS. I heard that pod grade help so I have roughly a 3.3 GPA in HS

 

 

Good insurance for a small liquor store/market in Los angeles county?

I am looking for a good commercial insurance company for my newly purchased small liquor store/market in southern California. It's a tiny 850 sqft store. I am looking for one that is reputable & lower price. Anybody know? What kind of coverage should I get? approximate cost? best most helpful answer gets full points!

 

Life Insurance help........?

Hi I'm currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can someone give me a few pointers? What kind of questions should I be asking when talking to an insurance agent? Also, I hear there's Term Life and Whole Life insurance. What are the difference between the two and which one is better? I'm actually looking for a policy that's around the 100K to 75K range, so what is the average rate? Which company are reputable and which company should I avoid? Any info, source, site, links, feedback are greatly appreciated. Thanks.

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